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Value Checking

Enjoy the savings and convenience of Value Checking from Mercantile! With the latest in online services and the debit card of your choice, this streamlined account will add value to your life.

  • Enjoy checking with no minimum balance fees or requirements
  • 24/7 account access with Online and Mobile Banking
  • Securely & easily pay bills with unlimited Online Bill Pay
  • Simplify your finances with Free E-Statements, Direct Deposit, an Automatic Savings Plan and Automatic Loan Payments
  • Track balances and transactions with convenient Email & Text Alerts
  • Earn up to 6000 Bonus Everyday Points for opening a new account, activating the required products, and registering on the rewards site1

Select Compare Accounts for more information.


E-Banking Checking

Includes all the best online services without all the paper!  Features include the safety, convenience, and security of E-Statements, Unlimited Online Billpay and more:

  • Earn interest on any balance
  • No monthly service fees or required minimum balance
  • 24/7 account access with Online and Mobile Banking
  • Securely & easily pay bills with free unlimited Online Bill Pay
  • Simplify your finances with Free E-Statements, Direct Deposit, an Automatic Savings Plan and Automatic Loan Payments
  • Earn up to 6000 Bonus Everyday Points for opening a new account, activating the required products, and registering on the rewards site1
  • Track balances and transactions with convenient Email & Text Alerts

Select Compare Accounts for more information.


M Class Checking

The luxury model of checking accounts! The M Class checking includes all of our very best account features: 

  • All for only $7.00 which may be waived with required minimum balance(s)2
  • Earns interest on any balance
  • Free E-Statements, Direct Deposit, an Automatic Savings Plan and Automatic Loan Payments 
  • Includes free M-Class personalized checks 
  • Earn up to 6000 Everyday Bonus Points for opening a new account, activating the required products, and registering on the rewards site1
  • Local Merchant Discounts
  • Much more including safe deposit box savings, preferred rates on certificates of deposit and new installment loans3

Select Compare Accounts for more information.


M University Student Checking

Student Checking from Mercantile is perfect for the checking beginner! Enjoy no monthly service fees and the latest in online services.

  • For students under age 23
  • No monthly service fees or required minimum balance
  • 24/7 account access with Online and Mobile Banking
  • Securely & easily pay bills with unlimited Online Bill Pay
  • Track balances and transactions with convenient Email & Text Alerts
  • Earn up to 6000 Bonus Everyday Points for opening a new account, activating the required products, and registering on the rewards site1

Select Compare Accounts for more information.


Bonus Points offer is valid for NEW accounts only. Upon activation of required products and services, you will receive bonus points redeemable for a $50 gift card. The rewards points will be reported to the IRS as interest income. An active debit card is required to earn points. E-statement use is required to redeem points. Points are earned on qualifying signature-based transactions and are dependent upon merchant discretion. Timeframe for points to be credited to point bank may vary. For more information about the Everyday Points rewards program, please visit your nearest Mercantile Bank location. 2 The M Class Checking monthly service fee of $7.00 per statement cycle can be avoided provided you maintain $5,000.00 in your M Class Checking or $10,000.00 in any combination of checking, savings, money market, certificates of deposit, or loan account(s) at Mercantile Bank. Preferred rates on certificates of deposit excludes advertised specials; preferred loan discount offer requires enrollment in automatic payment service.