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Debit Cards

Want a new way of checking with no hassles? Use a Visa Debit Card from Mercantile Bank for a fast and easy way to make all your everyday purchases. The amount of your purchase is automatically deducted from your checking account. Mercantile Visa Debit Cards are accepted at any Visa Debit Card location worldwide and serves as your ATM card at all Mercantile and UCB locations for no charge. Why deal with the hassle of checks and the risk of lost or stolen cash? Just use a Visa Debit Card from Mercantile Bank!

Get Started

It's easy to request your Mercantile Visa Debit Card, simply call us at 217-223-7300 or toll-free at 800-405-6372 or better yet, stop by and visit with one of our Personal Bankers to get started.

Everyday Points Debit Rewards Program

  • Earn points when you sign for purchases
  • Redeem points for gift cards, merchandise, or travel
  • Visit our Everyday Points page or call us for complete details

Photo Debit Cards Make A Statement

Make a statement everytime you use your debit card and show off what's important to you. Upload your own photo or choose from our free image library!  Create your very own custom photo debit card for FREE at the Mercantile Card Shop today!

ACE Card: Reloadable, Prepaid Debit Card

Access Cash Electronically with the reloadable, prepaid debit card that's the ACE in your wallet!  The ACE Card from Mercantile is:

  • Reloadable
  • Safer than cash
  • Helps you track expenses
  • Can be use anywhere Visa® debit is accepted

It's perfect for anyone who wants the convenience of a debit card with the security of a fixed spending limit, especially students, travelers, and online shoppers.  Click for more details.

Debit Card Security Tips

Overdraft Coverage

As a valued Mercantile Debit and ATM card user, we know how much you have come to appreciate the value and convenience your cards provide. Using your debit or ATM card makes your purchases and payments simple and fast, but depending on your account management style, it may also make it easier to overdraw your checking account and incur fees associated with overdraft services. As a result, the federal government has created new regulations regarding all overdraft protection programs, which went into effect on July 1, 2010.

If you would like us to authorize and pay overdrafts on ATM and everyday debit card transactions, please call 217-223-7300 or complete and submit the the following form: