Careers

United Community Bank is in search of a CFO.  In summary this position is responsible for providing leadership, direction and management in the development, operation and delivery of services for the Accounting Department.  Responsible for adhering to all generally accepted accounting principles, regulatory laws and regulations to adequately and accurately reflect the financial position of the Bank and its holding company.  Will oversee the areas of accounts payable/receivable and general ledger accounting functions in accordance with the Bank’s financial policies and procedures.

Essential Duties and Responsibilities:

• Develops, implements, and administers the Bank’s financial and accounting related policies, procedures and systems to ensure accurate and timely reporting and sound financial management
• Oversees all financial management activities, including business transactions and all accounting functions throughout the Bank
• Oversees the maintenance and review of records and controls to ensure the accuracy and compliance with generally accepted accounting principles of the Bank’s reported financial results
• Oversees the maintenance and establishment of a comprehensive set of controls designed to mitigate risk
• Responsible for reviewing, approving, and/or completing various financial and statistical reports as required by funding and regulatory agencies
• Supervises the financial statement preparation and ensures the financial statements contain complete, appropriate and accurate disclosures
• Supervises and coordinates the completion of the annual audit, and of any special financial or statistical audits
• Assures compliance with applicable local, state, and national regulations, accreditation standards, and licensure requirements
• Assists with special projects requiring financial oversight and review, including acquisitions, planning of new branch openings and/or closings, new product offerings, system changes or other financial analysis as needed
• Assists with the development of the Bank’s budget and assures fiscal accountability and efficient utilization of resources within the Bank
• Oversees the recruitment, hiring, supervision, and training of accounting staff.  Assist with the oversight of all other human resource functions within the department.  Submits periodic written staff personnel reviews.  Assures effective utilization of department staff
• Oversees the completion of various financial and statistical reports as required by various internal auditing and external regulatory agencies
• Assures that timely and useful financial information is generated as requested by the executive director, executive staff, and boards of directors
• Perform daily administrative tasks to ensure the functionality and coordination of the department’s activities and the Bank’s financial records

• Develop and maintain effective working relationships at all levels by proactively participating and contributing to a positive work environment, controlling emotions and temperament, and exhibiting courteous, respectful, and professional behavior at all times

• Maintain familiarity with bank products and services
• Maintain familiarity with all regulatory standards
• Maintain familiarity with and uphold all Bank policies and procedures including policies and procedures related to this position

• Complete all training requirements as assigned
• Performs other related duties as assigned*

Qualifications:  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed are representative of the education, knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the key responsibilities and essential functions.

Certifications, Licenses, Registrations or Required Training:  MBA or CPA

Uniform/Dress:  Employee must follow personal appearance policy

Work Hours:  Employees are expected to report to work as scheduled, on time and prepared to start work.  Employees are expected to remain at work for their entire daily schedule.  Late arrival, early departure or other absences should be avoided.  Scheduled shifts are typically 8 hours.  A 1-hour lunch will be provided if all applicable conditions are met. 

Education, Experience, Skills and Qualifications:

• Master's Degree in applicable field is desired along with CPA Degree
• Knowledge of financial institution accounting and auditing
• Ability to read, write and comprehend simple instructions, short correspondence, and memos
• Strong attention to detail and accuracy
• Problem Solving/Analysis skills
• Ability to manage and execute more than one task at a time
• Strong time management and organizational skills
• Ability to work with mathematical concepts and apply them to work situations
• Ability to independently perform duties, establish priorities and meet deadlines with limited supervision
• Ability to adhere to safety and compliance regulations and procedures
• Ability to communicate effectively and professionally with customers and coworkers
• Ability to exercise sound judgement in a decision-making capacity that is consistent with established policies, procedures and business practices
• Ability to handle sensitive and confidential situations and comprehend the level of confidentiality that comes along with the position and protecting employee’s, customer’s and bank information.  

Computer Skills:  To perform this job successfully, an individual should have knowledge of Microsoft Office products, electronic mail, internet software as well as other various software programs used in the course of day-to-day business.  Individual should also be able to effectively and efficiently enter data into various software programs utilized in the course of day-to-day business activities. 

Equipment:  This position generally uses office equipment throughout the course of conducting day-to-day business such as but not limited to computer, keyboard, mouse, scanner, phone, calculator, fax machine and copy machine.

Work Environment:  The work environment characteristics described here are representative of those that an employee encounters while performing the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the key responsibilities and essential functions.

Work is mainly performed indoors however the employee may occasionally be exposed to outdoor weather conditions.  While performing the duties of this job, the employee may occasionally be exposed to fumes, airborne particles and dust.  With exposure to the general public and co-workers the employee may also occasionally be exposed to various illnesses, bloodborne and airborne diseases/viruses, and bodily fluids.  The employee may also occasionally be exposed to chemicals and solvents.  The employee will infrequently work around moving parts.  The employee may also be exposed to loud noise levels on an infrequent basis.  The work may also involve some exposure to other hazardous conditions not otherwise identified.

Physical Demands:  The physical demands described here are representative of those that must be met by an employee to successfully perform the key responsibilities and essential job functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the key responsibilities and essential functions.

While performing the responsibilities of this position, the individual is required to have ambulatory skills sufficient to visit various parts of their primary work location and other work locations as assigned, this may include walking or maneuvering on slippery or uneven surfaces.  The position requires the ability to frequently sit for long and short periods of time and infrequently stand for periods of time.  The position requires the ability to occasionally climb stairs, balance, stoop, bend and twist neck, waist and back, crouch and kneel.  The position frequently requires manual dexterity and the ability to use hands for simple and firm grasping, fine manipulation, fingering and touching objects.  The position frequently requires operating a computer keyboard, telephone, and other equipment and the operating of the equipment will consist of repetitive movements.  The position occasionally requires reaching with hands and arms above and below shoulder level.  The position requires the ability to have close visual acuity to perform activities such as but not limited to preparing and analyzing data and figures, transcribing, viewing a computer terminal, reading, visual inspection of documents, and operation of equipment.  The position frequently requires reading, speaking and hearing in the English language both in person and over the phone.  The position requires occasional lifting, carrying, pushing or pulling and/or moving up to 50 pounds.  The position requires frequent lifting, carrying, pushing or pulling and/or moving up to 25 pounds. 

Occasional travel may be required to conduct the essential functions of the position (bank training, meetings), this requires the ability to drive or the ability to secure other means of transportation.

*Related duties as assigned are duties that may not be specifically listed in the class specification or position description, but which are within the general occupational series and responsibility level typically associated with the employee’s class of work

United Commonwealth Bank, a United Community Bank, located in Naples, Florida is in search of a Commercial Loan Assistant.  This position will assist the commercial lending team with the administrative processing duties associated with commercial loan applications.  

Essential Duties and Responsibilities:

• Process Commercial loans in accordance within guidelines and regulatory standards
• Prepare documents on loan software (currently LaserPro for Commercial)
• All assigned general clerical duties for the designated loan officer, including but not limited to sending past due letters, title ticklers, preparing loan files and general correspondence
• Work at the front desk, answer phones and greet clients
• Answer phones and assist with customer questions and inquiries
• Assist with loan applications when the loan officer is unavailable
• Cross-sell bank products. Work with loan officer to find new opportunities for client.
• Assist clients with wire requests, loan advances and payments
• Handle renewals and extensions per loan officer instructions
• Prepare set up sheets, order all documents needed for closing
• Coordinate with local attorneys when attorney prepared loan documents are necessary
• Understand and assist clients with the Cash Management system
• Maintain familiarity with the Bank Secrecy Act Policy, OFAC Policy, Loan Policy, CIP Policy and any other policies relevant to your position
• Daily updates on files in process when changes occur
• Prepare title applications and checks if necessary
• Disburse loan files to loan servicing the same day if possible
• Verify full coverage insurance on all loans
• Correct any loan exceptions
• Pull flood certifications
• Run credit bureaus
• Proficient in Word, Excel and Outlook
• Assist other departments if needed
• All other duties as assigned

Supervisory Responsibilities:  None

Qualifications:  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience:  High school degree or equivalent is required.  An associates degree is preferred, focused in finance and/or paralegal studies.  Prior banking/lending is preferred.

Computer Skills:  Required - Microsoft Office (Word, Excel, Access, PowerPoint), Encompass, LaserPro 

Certificates, Licenses, Registrations:  None required.

Other Skills and Abilities:  Excellent customer service qualities, extremely detail focused, exceptional organizational skills.

This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Attendance requirement:  Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided

Certificates, licenses, or registrations:  None Required

Physical requirements:

• Ability to stand or sit for up to eight hours

• Requires bending, stooping or standing as necessary

• Requires the ability to hear, speak and/or signal people

• Effectively communicate verbally, in writing, and in English

• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets

• The employee may occasionally lift and/or move up to 25 pounds

Pay Range:  75,000 - 105,000

A successful candidate's actual pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

March 28, 2025

Primary Job Function: Provide an objective appraisal to bank management of loans and applications for credit in order to identify potential loan problems and ensure compliance with established loan policies and federal regulations.

Essential Duties and Responsibilities:

• Perform regular loan portfolio reviews based on risk and/or size of all credit types (Commercial, consumer, residential, equipment, Small Business Administration, mortgage, HELOC, participations, etc.) that cover the following areas:

• Approve creditworthiness of the loan portfolio, seeking changes meriting a review of lending practices and/or adverse asset classification.
  • Validate accuracy of credit grading / loan rating system
  • Identify problem loans and their deficiencies:
    • Recommend final credit grades for approval by supervisor of Loan Review Function
    • Provide detailed rationale for assigning conflicting and/or adverse risk ratings
  • Evaluate portfolio trends for delinquency, bankruptcy, demographic and other factors
• Review bank processes to include loan approvals, policy exception reporting, supervisory loan to value limits, underwriting, covenants, internal controls, etc.
  • Evaluate adequacy and effectiveness of tracking systems
  • Ensure use of proper approval procedures and loan authorities 
  • Analyze trends and make recommendations
  • Report potential fraud opportunities and/or detection
• Verify quality, completeness, and accuracy of supporting loan documentation and analysis.
  • Review files for appraisals, deeds of trust, UCC filings, perfection on liens, collateral evaluations and valuations, etc.
  • Perform regular back-end review of financials and related analysis (financial statements, tax returns, rent rolls, personal financial statements, cash flow statements, etc.)
  • Identify trends, debt service coverage, and performance ratio analysis
• Assess problem loan management and workout plan effectiveness.  
• Provide assistance and consultation to loan officers and other lending personnel (loan administrations, lending assistance, etc.) auditors and regulatory examiners.
• Provide executive summaries of each review and supporting analysis.
  • Prepare reports for Individual lenders and/or management/ Executive Loan Committee
  • Present findings to Board of Directors as appropriate
  • Participate in special lending-related projects as directed
  • Perform additional job related duties as assigned

Knowledge/ Skill/ Ability Requirements:

• Extended knowledge of lending laws and regulations 
• Strong analytical, technical, and statistical expertise 
• Working knowledge of accounting principles
• Ability to read and analyze financial statements
• Proficient in report writing of review findings
• Ability to present and communicate to groups (lenders, managers, directors, and regulatory officials)
• Strong professional integrity in compliance with company policy, and ethical and legal standards
• Uphold confidentiality and privacy of all findings
• Demonstrate ability to multitask and prioritize multiple projects
• Ability to work with unpredictable schedule and deadline changes
• Interact and communicate effectively with personnel at all levels of the organization

Education and/or Experience: 

• Bachelor’s degree in a related field with an emphasis in Business, Finance, and/or Accounting with a minimum of three years’ experience in loan review or credit analysis is required; Or an equivalent combination of education and experience.

Physical Requirements

• Ability to sit a desk and computer terminal for extended period
• Ability to lift up to 25lbs.
• Ability to maneuver interoffice and to between bank locations when face to face interaction is required

Equipment/Software Operating Skill Requirements   

Working conditions: Duties performed in a professional Office environment.  Position requires occasional travel to bank branches and offsite vendors. Fast paced environment during peaks and deadlines. 

Qualifications:  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Relations: Interacts with lending-related personnel and external government agencies, regulatory officials, and outside vendors, etc.

A successful candidate's pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

Under the supervision of the Data Manager, the Data Specialist/PIM Processor is directly responsible for processing cash management files as well as monitoring, completing, and following up on retail account maintenance requests.    This position is not eligible for remote at this time.     Monday thru Friday 8:30-5:30 or 9:00-6:00 with an hour lunch or 9:00-5:30 with a 30-minute lunch.                 

Roles and Responsibilities:

• Process cash management files with a high degree of accuracy
• Maintain payroll calendar of Cash Management customers and update as needed
• Monitor weekly payroll calendar and coordinate with other E-Service staff to ensure all files are received timely and submitted by required deadlines
• Upload files to FED and ensure files are accepted with no errors and if errors are discovered troubleshoot and correct any errors
• Review alerts in Verafin for any fraud and discuss alerts with branch staff to assist in resolving alerts
• Complete daily account maintenance requests while following bank procedures and policies
• Follow up on pending account maintenance requests
• Answer calls/emails/messages while providing great customer service
• Maintain positive relationship with retail staff
• Cross train on other areas when necessary
• Adhere to department and bank policies and procedures
• Complete all training requirements as assigned
• Perform other duties as assigned

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Computer Requirements

• Proficiency in Microsoft Office (Word, Excel, Access, and Power Point).
• Experience using ITI/Director preferred
• Teller experience a plus

Education/Experience Requirements

• High school diploma or equivalent

Additional Requirements

• Strong attention to detail
• Strong time management and organizational skills
• Ability to practice discretion and handle confidential information in a professional manner
• Strong professional integrity in compliance with company policy, and ethical and legal standards
• Ability to perform duties independently with limited direct supervision
• Ability to independently establish priorities and meet deadlines
• Problem Solving/Analysis skills
• Ability to communicate effectively with customers and coworkers
• Previous customer service experience preferred
• Willing to perform other departmental tasks as assigned
• Ability to do repetitive work
• Ability to work efficiently both with a team and individually
• General knowledge of bank procedures as they apply to other departments

Attendance Requirements

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations:

• None Required

Working Conditions:

This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements:

• Ability to sit for up to eight hours
• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets
• The employee may occasionally lift and/or move up to 25 pounds

A successful candidate's pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

The $3.6B Leader in Banking is seeking to expand its unified Wealth Management program with top tier Advisors seeking to grow their business with the support and branding of one the strongest Financial Institutions in Illinois. UCB leads in its market locations in Illinois and provides access to the most opportune client bases in a partnership built on quality through shared success.

The United Wealth division encompasses a Raymond James Investments and Bank’s Trust department totaling over $1.2 Billion in combined assets, and is infusing capital into its investment program that is led by an Advisor with 25yrs of experience that started the office completely organically, recognized Nationally as Top 50 Advisor twice, and expanded to include three Advisors with locations in Carthage, Mt Sterling, Springfield, and Quincy, IL. The Investment Department has a mutually beneficial and long-standing relationship with the Trust Department of United Wealth the has continuously expanded.

As the Bank has executed its designated plan for asset, profit, and geographic growth it is now increasing focus the same on growing United Wealth and is strategically focusing on its Springfield, IL area where it leads the marketplace, and Alton, Illinois.

Requirements:

5 yrs experience in the industry

Series 7 and Insurance Licensed

Minimum Gross production of $300,000

Minimum AUM of $40,000,000

Preferred business mix of 40% or more in fee based

We are a relationship driven Bank, and the reality is that we recognize our strength is providing the complete financial excellence that includes immersing our existing and potential clients in ALL of our functions. The commitment to the success and growth of our investment program is now the most critical to that advancement.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

February 14, 2025

The $3.6B Leader in Banking is seeking to expand its unified Wealth Management program with top tier Advisors seeking to grow their business with the support and branding of one the strongest Financial Institutions in Illinois. UCB leads in its market locations in Illinois and provides access to the most opportune client bases in a partnership built on quality through shared success.

The United Wealth division encompasses a Raymond James Investments and Bank’s Trust department totaling over $1.2 Billion in combined assets, and is infusing capital into its investment program that is led by an Advisor with 25yrs of experience that started the office completely organically, recognized Nationally as Top 50 Advisor twice, and expanded to include three Advisors with locations in Carthage, Mt Sterling, Springfield, and Quincy, IL. The Investment Department has a mutually beneficial and long-standing relationship with the Trust Department of United Wealth the has continuously expanded.

As the Bank has executed its designated plan for asset, profit, and geographic growth it is now increasing focus the same on growing United Wealth and is strategically focusing on its Springfield, IL area where it leads the marketplace, and Alton, Illinois.

Requirements:

5 yrs experience in the industry

Series 7 and Insurance Licensed

Minimum Gross production of $300,000

Minimum AUM of $40,000,000

Preferred business mix of 40% or more in fee based

We are a relationship driven Bank, and the reality is that we recognize our strength is providing the complete financial excellence that includes immersing our existing and potential clients in ALL of our functions. The commitment to the success and growth of our investment program is now the most critical to that advancement.

A successful candidate's pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

Marine Bank & Trust, a United Community Bank, is in search of a full-time teller for our Augusta, IL location.  Candidates will assist customers with various banking needs, offer product information and provide exceptional customer service while presenting a positive image of the Bank.  This position meets the needs of customers by providing quality service in the receiving and paying out of money, and accurate record keeping of money and negotiable instruments involved in the bank’s various transactions. Must also be available Monday thru Friday during banking hours of operation and Saturday morning rotation.

Roles and Responsibilities:

• Kindly greet all customers immediately upon entry to maintain a welcoming and helpful environment
• Assist customers with inquiries regarding their balances, statements, general information, etc.
• Ensure all customers have been fully assisted
• Use integrated teller and customer data base software to verify customer information and answer questions they may have about their account
• Process loan payments, savings bonds, cashier’s checks, and registration stickers
• Handle checks and cash for deposit; verify amounts and examine checks for endorsement before processing
• Promptly answer, screen, and forward incoming phone calls no later than third ring
• Assist and transfer customers to the correct department by using the employee/department directories
• Must obtain four qualified customer product referrals per month
• Cross sell and/or refer applicable bank products via the telephone or to customers in person
• Maintain a clear understanding of when to put a “hold” on funds and know how to explain that to a customer
• Capture images on the NDP machine
• Adhere to cash handling policies
• Process deposits from the night depository box and mailed deposits
• Adhere to dual control policies
• Issue Ace /Gift cards
• Re-pin debit cards
• Have in-depth knowledge of bank products and services
• Knowledgeable of all regulatory standards
• Complete all training and online testing requirements as assigned
• Have knowledge of and uphold all bank policies and procedures
• Maintain familiarity with the Bank policies and procedures related to this position including but not limited to Secrecy Act, OFAC, Check Cashing, and Teller Guidelines
• Perform other duties as assigned

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Computer Requirements

• Proficiency in Microsoft Office (Word, Excel, Access, and Power Point).
• Experience using Web Teller and check imaging software preferred

Education/Experience Requirements

• High school diploma or equivalent

Additional Requirements

• Previous customer service skills preferred
• Strong attention to detail
• Strong time management and organizational skills
• Ability to practice discretion and handle confidential information in a professional manner
• Ability to perform duties independently with limited direct supervision
• Problem Solving/Analysis skills
• Ability to communicate effectively with customers and coworkers
• Written and verbal (face-to-face and phone) communication skills including professional grammar and demeanor
• Ability to explain the benefits of bank products and services and answer customer questions regarding these products and services
• Knowledge of financial institution regulations 
• Ability to multitask
• Strong professional integrity in compliance with company policy, and ethical and legal standards
• General knowledge of bank procedures and how they apply to other areas of banking

Attendance Requirements

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations:

• None Required

Working Conditions:

This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements:

• Ability to stand for up to eight hours
• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets
• The employee may occasionally lift and/or move up to 25 pounds

Pay Range:  16.00 - 17.00

A successful candidate's actual pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

March 17, 2025

United Community Bank is in search of a full-time teller for the Bunker Hill, IL branch.  Candidates will assist customers with various banking needs, offer product information and provide exceptional customer service while presenting a positive image of the Bank.  This position meets the needs of customers by providing quality service in the receiving and paying out of money, and accurate record keeping of money and negotiable instruments involved in the bank’s various transactions. Must also be available Monday thru Friday during banking hours of operation and Saturday morning rotation.

Roles and Responsibilities:

• Kindly greet all customers immediately upon entry to maintain a welcoming and helpful environment
• Assist customers with inquiries regarding their balances, statements, general information, etc.
• Ensure all customers have been fully assisted
• Use integrated teller and customer data base software to verify customer information and answer questions they may have about their account
• Process loan payments, savings bonds, cashier’s checks, and registration stickers
• Handle checks and cash for deposit; verify amounts and examine checks for endorsement before processing
• Promptly answer, screen, and forward incoming phone calls no later than third ring
• Assist and transfer customers to the correct department by using the employee/department directories
• Must obtain four qualified customer product referrals per month
• Cross sell and/or refer applicable bank products via the telephone or to customers in person
• Maintain a clear understanding of when to put a “hold” on funds and know how to explain that to a customer
• Capture images on the NDP machine
• Adhere to cash handling policies
• Process deposits from the night depository box and mailed deposits
• Adhere to dual control policies
• Issue Ace /Gift cards
• Re-pin debit cards
• Have in-depth knowledge of bank products and services
• Knowledgeable of all regulatory standards
• Complete all training and online testing requirements as assigned
• Have knowledge of and uphold all bank policies and procedures
• Maintain familiarity with the Bank policies and procedures related to this position including but not limited to Secrecy Act, OFAC, Check Cashing, and Teller Guidelines
• Perform other duties as assigned

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Computer Requirements

• Proficiency in Microsoft Office (Word, Excel, Access, and Power Point).
• Experience using Web Teller and check imaging software preferred

Education/Experience Requirements

• High school diploma or equivalent

Additional Requirements

• Previous customer service skills preferred
• Strong attention to detail
• Strong time management and organizational skills
• Ability to practice discretion and handle confidential information in a professional manner
• Ability to perform duties independently with limited direct supervision
• Problem Solving/Analysis skills
• Ability to communicate effectively with customers and coworkers
• Written and verbal (face-to-face and phone) communication skills including professional grammar and demeanor
• Ability to explain the benefits of bank products and services and answer customer questions regarding these products and services
• Knowledge of financial institution regulations 
• Ability to multitask
• Strong professional integrity in compliance with company policy, and ethical and legal standards
• General knowledge of bank procedures and how they apply to other areas of banking

Attendance Requirements

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations:

• None Required

Working Conditions:

This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements:

• Ability to stand for up to eight hours
• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets
• The employee may occasionally lift and/or move up to 25 pounds

A successful candidate's pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

Farmers State Bank of Camp Point, a United Community Bank, is in search of a full-time teller for our Camp Point, IL location.  Candidates will assist customers with various banking needs, offer product information and provide exceptional customer service while presenting a positive image of the Bank.  This position meets the needs of customers by providing quality service in the receiving and paying out of money, and accurate record keeping of money and negotiable instruments involved in the bank’s various transactions. Must also be available Monday thru Friday during banking hours of operation and Saturday morning rotation.

Roles and Responsibilities:

• Kindly greet all customers immediately upon entry to maintain a welcoming and helpful environment
• Assist customers with inquiries regarding their balances, statements, general information, etc.
• Ensure all customers have been fully assisted
• Use integrated teller and customer data base software to verify customer information and answer questions they may have about their account
• Process loan payments, savings bonds, cashier’s checks, and registration stickers
• Handle checks and cash for deposit; verify amounts and examine checks for endorsement before processing
• Promptly answer, screen, and forward incoming phone calls no later than third ring
• Assist and transfer customers to the correct department by using the employee/department directories
• Must obtain four qualified customer product referrals per month
• Cross sell and/or refer applicable bank products via the telephone or to customers in person
• Maintain a clear understanding of when to put a “hold” on funds and know how to explain that to a customer
• Capture images on the NDP machine
• Adhere to cash handling policies
• Process deposits from the night depository box and mailed deposits
• Adhere to dual control policies
• Issue Ace /Gift cards
• Re-pin debit cards
• Have in-depth knowledge of bank products and services
• Knowledgeable of all regulatory standards
• Complete all training and online testing requirements as assigned
• Have knowledge of and uphold all bank policies and procedures
• Maintain familiarity with the Bank policies and procedures related to this position including but not limited to Secrecy Act, OFAC, Check Cashing, and Teller Guidelines
• Perform other duties as assigned

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Computer Requirements

• Proficiency in Microsoft Office (Word, Excel, Access, and Power Point).
• Experience using Web Teller and check imaging software preferred

Education/Experience Requirements

• High school diploma or equivalent

Additional Requirements

• Previous customer service skills preferred
• Strong attention to detail
• Strong time management and organizational skills
• Ability to practice discretion and handle confidential information in a professional manner
• Ability to perform duties independently with limited direct supervision
• Problem Solving/Analysis skills
• Ability to communicate effectively with customers and coworkers
• Written and verbal (face-to-face and phone) communication skills including professional grammar and demeanor
• Ability to explain the benefits of bank products and services and answer customer questions regarding these products and services
• Knowledge of financial institution regulations 
• Ability to multitask
• Strong professional integrity in compliance with company policy, and ethical and legal standards
• General knowledge of bank procedures and how they apply to other areas of banking

Attendance Requirements

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations:

• None Required

Working Conditions:

This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements:

• Ability to stand for up to eight hours
• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets
• The employee may occasionally lift and/or move up to 25 pounds

Pay Range:  16.00 - 17.00

A successful candidate's actual pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

March 25, 2025

United Community Bank is in search of a full-time teller for the Bunker Hill, IL branch.  Candidates will assist customers with various banking needs, offer product information and provide exceptional customer service while presenting a positive image of the Bank.  This position meets the needs of customers by providing quality service in the receiving and paying out of money, and accurate record keeping of money and negotiable instruments involved in the bank’s various transactions. Must also be available Monday thru Friday during banking hours of operation and Saturday morning rotation.

Roles and Responsibilities:

• Kindly greet all customers immediately upon entry to maintain a welcoming and helpful environment
• Assist customers with inquiries regarding their balances, statements, general information, etc.
• Ensure all customers have been fully assisted
• Use integrated teller and customer data base software to verify customer information and answer questions they may have about their account
• Process loan payments, savings bonds, cashier’s checks, and registration stickers
• Handle checks and cash for deposit; verify amounts and examine checks for endorsement before processing
• Promptly answer, screen, and forward incoming phone calls no later than third ring
• Assist and transfer customers to the correct department by using the employee/department directories
• Must obtain four qualified customer product referrals per month
• Cross sell and/or refer applicable bank products via the telephone or to customers in person
• Maintain a clear understanding of when to put a “hold” on funds and know how to explain that to a customer
• Capture images on the NDP machine
• Adhere to cash handling policies
• Process deposits from the night depository box and mailed deposits
• Adhere to dual control policies
• Issue Ace /Gift cards
• Re-pin debit cards
• Have in-depth knowledge of bank products and services
• Knowledgeable of all regulatory standards
• Complete all training and online testing requirements as assigned
• Have knowledge of and uphold all bank policies and procedures
• Maintain familiarity with the Bank policies and procedures related to this position including but not limited to Secrecy Act, OFAC, Check Cashing, and Teller Guidelines
• Perform other duties as assigned

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Computer Requirements

• Proficiency in Microsoft Office (Word, Excel, Access, and Power Point).
• Experience using Web Teller and check imaging software preferred

Education/Experience Requirements

• High school diploma or equivalent

Additional Requirements

• Previous customer service skills preferred
• Strong attention to detail
• Strong time management and organizational skills
• Ability to practice discretion and handle confidential information in a professional manner
• Ability to perform duties independently with limited direct supervision
• Problem Solving/Analysis skills
• Ability to communicate effectively with customers and coworkers
• Written and verbal (face-to-face and phone) communication skills including professional grammar and demeanor
• Ability to explain the benefits of bank products and services and answer customer questions regarding these products and services
• Knowledge of financial institution regulations 
• Ability to multitask
• Strong professional integrity in compliance with company policy, and ethical and legal standards
• General knowledge of bank procedures and how they apply to other areas of banking

Attendance Requirements

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations:

• None Required

Working Conditions:

This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements:

• Ability to stand for up to eight hours
• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets
• The employee may occasionally lift and/or move up to 25 pounds

A successful candidate's pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

Liberty Bank, a United Community Bank, is in search of a full-time teller for our Alton location.  Candidates will assist customers with various banking needs, offer product information and provide exceptional customer service while presenting a positive image of the Bank.  This position meets the needs of customers by providing quality service in the receiving and paying out of money, and accurate record keeping of money and negotiable instruments involved in the bank’s various transactions. Must also be available Monday thru Friday during banking hours of operation and Saturday morning rotation.

Roles and Responsibilities:

• Kindly greet all customers immediately upon entry to maintain a welcoming and helpful environment
• Assist customers with inquiries regarding their balances, statements, general information, etc.
• Ensure all customers have been fully assisted
• Use integrated teller and customer data base software to verify customer information and answer questions they may have about their account
• Process loan payments, savings bonds, cashier’s checks, and registration stickers
• Handle checks and cash for deposit; verify amounts and examine checks for endorsement before processing
• Promptly answer, screen, and forward incoming phone calls no later than third ring
• Assist and transfer customers to the correct department by using the employee/department directories
• Must obtain four qualified customer product referrals per month
• Cross sell and/or refer applicable bank products via the telephone or to customers in person
• Maintain a clear understanding of when to put a “hold” on funds and know how to explain that to a customer
• Capture images on the NDP machine
• Adhere to cash handling policies
• Process deposits from the night depository box and mailed deposits
• Adhere to dual control policies
• Issue Ace /Gift cards
• Re-pin debit cards
• Have in-depth knowledge of bank products and services
• Knowledgeable of all regulatory standards
• Complete all training and online testing requirements as assigned
• Have knowledge of and uphold all bank policies and procedures
• Maintain familiarity with the Bank policies and procedures related to this position including but not limited to Secrecy Act, OFAC, Check Cashing, and Teller Guidelines
• Perform other duties as assigned

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Computer Requirements

• Proficiency in Microsoft Office (Word, Excel, Access, and Power Point).
• Experience using Web Teller and check imaging software preferred

Education/Experience Requirements

• High school diploma or equivalent

Additional Requirements

• Previous customer service skills preferred
• Strong attention to detail
• Strong time management and organizational skills
• Ability to practice discretion and handle confidential information in a professional manner
• Ability to perform duties independently with limited direct supervision
• Problem Solving/Analysis skills
• Ability to communicate effectively with customers and coworkers
• Written and verbal (face-to-face and phone) communication skills including professional grammar and demeanor
• Ability to explain the benefits of bank products and services and answer customer questions regarding these products and services
• Knowledge of financial institution regulations 
• Ability to multitask
• Strong professional integrity in compliance with company policy, and ethical and legal standards
• General knowledge of bank procedures and how they apply to other areas of banking

Attendance Requirements

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations:

• None Required

Working Conditions:

This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements:

• Ability to stand for up to eight hours
• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets
• The employee may occasionally lift and/or move up to 25 pounds

Pay Range:  16.00 - 17.00

A successful candidate's actual pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

March 11, 2025

United Community Bank is in search of a full-time teller for our Macomb West location.  Candidates will assist customers with various banking needs, offer product information and provide exceptional customer service while presenting a positive image of the Bank.  This position meets the needs of customers by providing quality service in the receiving and paying out of money, and accurate record keeping of money and negotiable instruments involved in the bank’s various transactions. Must also be available Monday thru Friday during banking hours of operation and Saturday morning rotation.

Roles and Responsibilities:

• Kindly greet all customers immediately upon entry to maintain a welcoming and helpful environment
• Assist customers with inquiries regarding their balances, statements, general information, etc.
• Ensure all customers have been fully assisted
• Use integrated teller and customer data base software to verify customer information and answer questions they may have about their account
• Process loan payments, savings bonds, cashier’s checks, and registration stickers
• Handle checks and cash for deposit; verify amounts and examine checks for endorsement before processing
• Promptly answer, screen, and forward incoming phone calls no later than third ring
• Assist and transfer customers to the correct department by using the employee/department directories
• Must obtain four qualified customer product referrals per month
• Cross sell and/or refer applicable bank products via the telephone or to customers in person
• Maintain a clear understanding of when to put a “hold” on funds and know how to explain that to a customer
• Capture images on the NDP machine
• Adhere to cash handling policies
• Process deposits from the night depository box and mailed deposits
• Adhere to dual control policies
• Issue Ace /Gift cards
• Re-pin debit cards
• Have in-depth knowledge of bank products and services
• Knowledgeable of all regulatory standards
• Complete all training and online testing requirements as assigned
• Have knowledge of and uphold all bank policies and procedures
• Maintain familiarity with the Bank policies and procedures related to this position including but not limited to Secrecy Act, OFAC, Check Cashing, and Teller Guidelines
• Perform other duties as assigned

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Computer Requirements

• Proficiency in Microsoft Office (Word, Excel, Access, and Power Point).
• Experience using Web Teller and check imaging software preferred

Education/Experience Requirements

• High school diploma or equivalent

Additional Requirements

• Previous customer service skills preferred
• Strong attention to detail
• Strong time management and organizational skills
• Ability to practice discretion and handle confidential information in a professional manner
• Ability to perform duties independently with limited direct supervision
• Problem Solving/Analysis skills
• Ability to communicate effectively with customers and coworkers
• Written and verbal (face-to-face and phone) communication skills including professional grammar and demeanor
• Ability to explain the benefits of bank products and services and answer customer questions regarding these products and services
• Knowledge of financial institution regulations 
• Ability to multitask
• Strong professional integrity in compliance with company policy, and ethical and legal standards
• General knowledge of bank procedures and how they apply to other areas of banking

Attendance Requirements

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations:

• None Required

Working Conditions:

This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements:

• Ability to stand for up to eight hours
• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets
• The employee may occasionally lift and/or move up to 25 pounds

Pay Range:  16.00 - 17.00

A successful candidate's actual pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

March 11, 2025

Join Our Team at Marine Bank & Trust!

Marine Bank & Trust in Carthage is seeking a full-time Investment Assistant to support the Director of Wealth Management and provide clerical assistance to the Trust Department.    (Marine Bank & Trust is a United Community Bank).  This position will have a Monday thru Friday schedule with occasional Saturday hours.

If you're an outgoing, people-oriented individual with a strong attention to detail, this could be the perfect opportunity for you. We’re looking for someone who enjoys collaborating with coworkers, delivering exceptional customer service, and maintaining a positive attitude. A friendly, approachable personality, strong math and computer skills, as well as confidentiality and organizational abilities, are key to success in this role.

While a post-secondary education and prior experience in banking or a similar financial field is a plus, it’s not required. We’ll provide on-the-job training to help you succeed in your specific duties.

If you're interested in a fulfilling role with a great work environment, we encourage you to apply. A detailed job description is available, and applications are currently being accepted.

Attendance Requirements:  Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations:

• None Required

Working Conditions:  This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements:

• Ability to stand for up to eight hours
• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets
• The employee may occasionally lift and/or move up to 25 pounds

Pay Range:  16.00 - 18.00

A successful candidate's actual pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

March 19, 2025

United Community Bank is seeking an IT Process Automation Specialist to join our RPA team.  This individual will work from our Auburn, Illinois location and will be responsible for developing and deploying script-based automation, databases, and low code IT solutions. This includes receiving, prioritizing, documenting and actively resolving end user help requests.  This position will be in office and is not eligible for remote placement.

Responsibilities:
-Evaluate urgency of issues, select, and take appropriate steps toward resolution or escalation
-Provide proactive communication and notification to users of pending or upcoming problems, outages, or other service issues
-Develop and Deploy Automation Solutions: Utilize low-code/no-code platforms to design and deploy automation applications that improve efficiency.
-Collaborate with Stakeholders: Work closely with cross-functional teams to understand process challenges, gather requirements, and translate them into functional solutions.
-Optimize Business Processes: Analyze existing workflows and identify areas where automation can reduce complexity, eliminate redundancies, and increase productivity.
-Integrate Systems: Create seamless integrations between various tools, applications, and data sources to ensure automated processes operate smoothly across systems.
-Test and Maintain Solutions: Conduct thorough testing of automation workflows, troubleshoot issues, and implement updates as needed to maintain efficiency and reliability.
-Provide Training and Documentation: Educate users on new tools and processes, and create clear documentation for solutions, workflows, and best practices.
-Monitor Performance: Continuously monitor the performance of deployed solutions, collect feedback, and refine automations to align with evolving business needs.
-Performs other duties as assigned.

Requirements:
 -An Associate’s Degree or Vocational Training in Computer Science/MIS from an accredited college, university, or vocational program or equivalent experience. We will consider candidates nearing completion of their degree.
 -Experience with PowerShell, SQL, JavaScript, XML or similar scripting and logic experience 
 -Excellent written and verbal communications skills
 -Professionalism and customer service experience
 -The ability to interpret and follow written and verbal directions
 -Excellent analytical and problem-solving skills
 -Strong technical aptitude
 -Self-motivated and goal-oriented with a track record of achievement
 -The ability to pass a Federal background check
 
Work Location:
200 North 5th Street
Auburn, IL 62615

Attendance Requirements

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Working Conditions:

This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, and photocopiers

Physical requirements:

• Ability to sit for up to eight hours
• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to lift files 
• The employee may occasionally lift and/or move up to 25 pounds

A successful candidate's pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

The Loss Mitigation specialist will be responsible for notifying or locating customers with delinquent accounts and attempts to secure payment by performing the following duties.

Essential Duties and Responsibilities:

• Making contact attempts to assigned borrowers via telephone to inquire on delinquent payments
• Generating and sending letters to customers on delinquent loans at applicable and scheduled time frames
• Understanding Secondary-Market requirements for delinquent loan procedures
• Understanding In-House requirements for both consumer and real estate delinquent loans
• Reviewing and evaluating customer’s financial information, credit reports, Broker Price Opinions (BPO’s), and Appraisals for Loss Mitigation Options
• Underwriting customer’s financial documentation for program eligibility
• Completing needed calculations for Loss Mitigation options, which includes, but not limited to, capitalization of delinquent interest and performing escrow analyses, which could also include establishing an escrow account if currently not in place
• Submitting customer information into investor websites for loss mitigation programs
• Working closely with other departments to ensure proper execution and completion of any status change to a loan: coding of loans on the core system, credit reporting, proper execution of documents, and recording of documents
• Communicating and negotiating charged-off checking account balances with customers and establishing payment if applicable
• Completing annual testing to ensure all staff is made aware of any updates or changes to regulations 

Qualifications:  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education/Experience:  High school diploma or general education degree (GED); or one year related experience and/or training; or equivalent combination of education and experience.

Language Ability:  Ability to read, analyzes, and interprets general business periodicals, professional journals, technical procedures, or governmental regulations.  Ability to write reports and business correspondence.

Math Ability:  Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages.

License:  Valid Driver’s License may be required.

Reasoning Ability:  The ability to solve practical problems and interpret a variety of instructions.

Computer Skills:  Microsoft Office skills: Word processing, Spreadsheets, E-mail, Database software

Supervisory Responsibilities:  This job has no supervisory responsibilities.

Work Environment:  The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job the employee may be exposed to outside weather conditions.

The noise level in the environment is moderate.

Physical Demands:  The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job the employee is regularly required to walk; sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is frequently required to stand. The employee may be required to drive an automobile.  The employee is occasionally required to climb or balance and stoop, kneel, crouch, or crawl. The employee is occasionally required to lift up to 25 pounds. The vision requirements include: close vision, distance vision, peripheral vision, depth perception and ability to adjust focus.

A successful candidate's pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

The Loss Mitigation specialist will be responsible for notifying or locating customers with delinquent accounts and attempts to secure payment by performing the following duties.

Essential Duties and Responsibilities:

• Making contact attempts to assigned borrowers via telephone to inquire on delinquent payments
• Generating and sending letters to customers on delinquent loans at applicable and scheduled time frames
• Understanding Secondary-Market requirements for delinquent loan procedures
• Understanding In-House requirements for both consumer and real estate delinquent loans
• Reviewing and evaluating customer’s financial information, credit reports, Broker Price Opinions (BPO’s), and Appraisals for Loss Mitigation Options
• Underwriting customer’s financial documentation for program eligibility
• Completing needed calculations for Loss Mitigation options, which includes, but not limited to, capitalization of delinquent interest and performing escrow analyses, which could also include establishing an escrow account if currently not in place
• Submitting customer information into investor websites for loss mitigation programs
• Working closely with other departments to ensure proper execution and completion of any status change to a loan: coding of loans on the core system, credit reporting, proper execution of documents, and recording of documents
• Communicating and negotiating charged-off checking account balances with customers and establishing payment if applicable
• Completing annual testing to ensure all staff is made aware of any updates or changes to regulations 

Qualifications:  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education/Experience:  High school diploma or general education degree (GED); or one year related experience and/or training; or equivalent combination of education and experience.

Language Ability:  Ability to read, analyzes, and interprets general business periodicals, professional journals, technical procedures, or governmental regulations.  Ability to write reports and business correspondence.

Math Ability:  Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages.

License:  Valid Driver’s License may be required.

Reasoning Ability:  The ability to solve practical problems and interpret a variety of instructions.

Computer Skills:  Microsoft Office skills: Word processing, Spreadsheets, E-mail, Database software

Supervisory Responsibilities:  This job has no supervisory responsibilities.

Work Environment:  The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job the employee may be exposed to outside weather conditions.

The noise level in the environment is moderate.

Physical Demands:  The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job the employee is regularly required to walk; sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is frequently required to stand. The employee may be required to drive an automobile.  The employee is occasionally required to climb or balance and stoop, kneel, crouch, or crawl. The employee is occasionally required to lift up to 25 pounds. The vision requirements include: close vision, distance vision, peripheral vision, depth perception and ability to adjust focus.

A successful candidate's pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

BancMac, within United Community Bank, is in search of a Mortgage Closer.  This position is responsible for the management and oversight of real estate closing transactions, ensuring the file closes on or before the contract closing date while providing excellent service to all parties.  Full-time position Monday/Friday.  This is not a remote position.

Essential Duties & Responsibilities:

•Reviewing title commitments and other related documents associated with residential real estate transactions for compliance and accuracy.

•Preparing Closing Disclosures and other settlement documents necessary to complete closing transactions.

•Obtaining and preparing information needed to close a transaction.

•Working closely and coordinating closing transactions with lenders, staff, and any other relevant parties to ensure a proper timely closing transaction.

Knowledge & Skills:

•Customer service oriented, with the strong drive to meet goals!

•Excellent product knowledge, client relations, and presentation skills.

•Strong follow up skills.

•Attention to detail.

•REO, Retail, and/or multi-state experience a plus.

•Ability to effectively manage a high closing pipeline monthly

Required education:   High school or equivalent

Required experience:  Closing Experience Preferred. Knowledge of Mortgage Lending required.

Attendance Requirements:  Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations:  None Required

Working Conditions:  This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements:

• Ability to sit for up to eight hours
• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets
• The employee may occasionally lift and/or move up to 25 pounds

External candidates are subject to credit and criminal background review.

United Community Bancorp, Inc., offers a full benefit package and opportunity for career advancement.

United Community Bancorp, Inc., is an Affirmative Action, Equal Opportunity Employer. Our employment decisions are made without regard to race, color, religion, gender, national origin, age, disability, marital status, veteran. or military status, or any other legally protected status.

A successful candidate's pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

Brown County State Bank, a United Community Bank is in search of a mortgage lender.  This position examines, evaluates, and recommends approval of customer applications for consumer loans, real estate loans and commercial extensions of credit.

Essential Duties and Responsibilities:

• Interviews applicants and requests specified information for loan applications
• Analyze applicants’ financial status, credit and property evaluation to determine feasibility of granting loan
• Enters the application into LaserPro or Encompass
• Corresponds with applicants or creditors to resolve questions regarding application information
• Approves loan within specified limits or refers loan to loan committee for approval
• Ensures loan agreements are complete, accurate and in accord with financial institution policy
• Notifies applicant of loan decision
• Recommends and outlines terms of loans
• Aids in resolving mortgage application problems
• Closes the loan
• Analyzes potential loan markets to develop prospects for loans
• Manages delinquent account files
• Reviews developing law and changes to compliance and regulatory issues
• Periodically reviews existing customers to evaluate financial needs
• Maintain familiarity with the Bank Secrecy Act Policy, OFAC Policy, Loan Policy, CIP Policy and any other positions relevant to your position
• Represents BCSB to the public and community based organizations
• Assists the branch manager with duties when needed

Supervisory Responsibilities:  Loan Assistant if applicable

Qualifications:  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience: 

• Bachelor’s degree in business, finance or equivalent experience is preferred
• Two to four years of experience in a financial institution of loan setting is preferred
• Good understanding of financial institution products, services and regulations
• Strong analytical, time management and organizational skills with a high level of attention to detail
• Effective written and verbal communication skills

Computer Skills:  Microsoft Office Systems required.  Knowledge of Encompass and LaserPro is preferred.

Certificates, Licenses, Registrations:  Registration with NMLS

Attendance Requirements:  Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided. This position is typically full-time, Monday through Friday with a Saturday rotation. Shifts may vary to fit the needs of the department.

Working conditions:  This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements:

• Ability to sit for up to eight hours

• Requires bending, stooping or standing as necessary

• Requires the ability to hear, speak and/or signal people

• Effectively communicate verbally, in writing, and in English

• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets

• The employee may occasionally lift and/or move up to 25 pounds

A successful candidate's pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

Banc Mac, a United Community Bancorp entity, is in search of a Mortgage Loan Underwriter due to the expansion of correspondent and broker loan programs with banks and credit unions within the wholesale unit.

The Underwriter performs a wide range of duties related to the underwriting of secondary market residential mortgage loans:

• Renders underwriting decisions and subsequent clearing conditions to ensure credit guidelines are met.
• Corresponds with Third Party Bank Lenders.
• Keeps current on investor, agency and compliance guidelines.
• Assists in timely completion and review of Adverse Action Loans and other tasks as warranted.

Qualifications:  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Current FHA/DE/VA government designation preferred.
• FHA underwriting experience a plus.
• Minimum of three years’ experience as an underwriter.
• Minimum of five years mortgage experience.
• Must be detail driven with strong verbal and written communication skills.
• Must be proficient in all Microsoft products.
• Encompass knowledge is a plus.
• This individual must be highly self-motivated as well as ability to work well in a team environment.

Other Skills and Abilities:  Strong customer service skills; excellent communication (verbal and written) and interpersonal skills including listening skills; ability to handle confidential information in a professional manner; ability to communicate effectively with customers as well as all levels of branch staff, management, and employees of internal departments; and the ability to perform duties independently with limited direct supervision.

Attendance Requirements

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Physical requirements:

• Ability to sit for up to eight hours
• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets
• The employee may occasionally lift and/or move up to 20 pounds

A successful candidate's pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

BancMac, within United Community Bank, is in search of a Mortgage Operations Specialist. THIS POSITION IS IN OFFICE.  REMOTE WORKSITE IS NOT CURRENTLY AVAILABLE. 

Essential Duties and Responsibilities:

• Processing secondary market real estate loans in accordance with guidelines and regulatory standards
• Prepare disclosures, closing documents and other mortgage related documents on loan software (Encompass)
• Answer customer questions and inquiries
• Monitor daily workflow utilizing system tools
• All other duties as assigned

Qualifications:  To perform this job successfully, an individual must have strong organizational skills and have attention to detail.  Must be able to work under deadlines and pressure.  The requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Other Skills and Abilities: 

• Working knowledge of TRID and general residential mortgage guidelines/regulations required.
• Excellent customer service qualities, attention to detail and organizational skills required. 
• Requires proficiency in typing

Education and/or Experience:  High school degree or equivalent

Computer Skills:  Microsoft Office Word and Excel required.  Familiarity with Encompass a plus.

Certificates, Licenses, Registrations:  None required.

Attendance Requirements:  Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided. This position is typically full-time, Monday through Friday.

Working conditions:  This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, and photocopiers.

Physical requirements:

• Ability to sit for up to eight hours

• Requires bending, stooping or standing as necessary

• Requires the ability to hear, speak and/or signal people

• Effectively communicate verbally, in writing, and in English

A successful candidate's pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

Liberty Bank, a United Community Bank, is in search of a part-time teller for the Godfrey, IL branch.  Candidates will assist customers with various banking needs, offer product information and provide exceptional customer service while presenting a positive image of the Bank.  This position meets the needs of customers by providing quality service in the receiving and paying out of money, and accurate record keeping of money and negotiable instruments involved in the bank’s various transactions. Flexible hours Monday thru Friday. 

Roles and Responsibilities:

• Kindly greet all customers immediately upon entry to maintain a welcoming and helpful environment
• Assist customers with inquiries regarding their balances, statements, general information, etc.
• Ensure all customers have been fully assisted
• Use integrated teller and customer data base software to verify customer information and answer questions they may have about their account
• Process loan payments, savings bonds, cashier’s checks, and registration stickers
• Handle checks and cash for deposit; verify amounts and examine checks for endorsement before processing
• Promptly answer, screen, and forward incoming phone calls no later than third ring
• Assist and transfer customers to the correct department by using the employee/department directories
• Must obtain four qualified customer product referrals per month
• Cross sell and/or refer applicable bank products via the telephone or to customers in person
• Maintain a clear understanding of when to put a “hold” on funds and know how to explain that to a customer
• Capture images on the NDP machine
• Adhere to cash handling policies
• Process deposits from the night depository box and mailed deposits
• Adhere to dual control policies
• Issue Ace /Gift cards
• Re-pin debit cards
• Have in-depth knowledge of bank products and services
• Knowledgeable of all regulatory standards
• Complete all training and online testing requirements as assigned
• Have knowledge of and uphold all bank policies and procedures
• Maintain familiarity with the Bank policies and procedures related to this position including but not limited to Secrecy Act, OFAC, Check Cashing, and Teller Guidelines
• Perform other duties as assigned

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Computer Requirements

• Proficiency in Microsoft Office (Word, Excel, Access, and Power Point).
• Experience using Web Teller and check imaging software preferred

Education/Experience Requirements

• High school diploma or equivalent

Additional Requirements

• Previous customer service skills preferred
• Strong attention to detail
• Strong time management and organizational skills
• Ability to practice discretion and handle confidential information in a professional manner
• Ability to perform duties independently with limited direct supervision
• Problem Solving/Analysis skills
• Ability to communicate effectively with customers and coworkers
• Written and verbal (face-to-face and phone) communication skills including professional grammar and demeanor
• Ability to explain the benefits of bank products and services and answer customer questions regarding these products and services
• Knowledge of financial institution regulations 
• Ability to multitask
• Strong professional integrity in compliance with company policy, and ethical and legal standards
• General knowledge of bank procedures and how they apply to other areas of banking

Attendance Requirements

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations:

• None Required

Working Conditions:

This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements:

• Ability to stand for up to eight hours
• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to lift files and open filing cabinets
• The employee may occasionally lift and/or move up to 25 pounds

Pay Range:  16.00 - 17.00

A successful candidate's actual pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

March 11, 2025

Mercantile Bank, a United Community Bank, is in search of a Teller Supervisor for the Palmyra Branch located in Palmyra, MO.  This position supervises teller activities, staff development, training and scheduling; maintains records of vault and teller cash balances and the overall daily activities of the teller staff.  

Essential Duties and Responsibilities:

• Supervises tellers.  Performs normal teller duties on a daily basis
• Provides on the job training for tellers.  Monitors tellers to ensure compliance with procedures and policies (specifically Reg. CC training)
• Issues written and oral instructions on teller operations as necessary.
• Assists tellers in locating cash discrepancies, manages unusual transactions, and answers customer questions when required.
• Assigns additional daily tasks to teller team.
• Ensures all teller stations are properly stocked, secured and maintained.
• Recommends hiring, discipline, promotion, transfers and termination of teller staff as necessary.
• Conducts regular staff meetings to review problems, policies, procedures and updates
• Balances cash vault daily (dual control)
• Maintains reports documenting cash outages, balances, timecards, and daily cash recaps.
• Performs monthly audits of all teller stations.
• Monthly balancing of license plate stickers and savings bonds.
• Order and ship currency and coin weekly.
• Oversee the maintenance and balancing of the ATM machine.
• Oversee the timely processing of all proof work.
• Communicates teller activities to management when necessary.
• Ensure all tellers are complying and up to date with bankers training online.
• Prepares performance evaluations, written warnings, recommendation for increase and encourages staff development.
• Maintain familiarity with the Bank Secrecy Act Policy, OFAC Policy, Check Cashing Policy, Teller Guidelines Policy, and any other positions relevant to your position
• File CTR’s
• Prepare schedule

Supervisory Responsibilities:  Teller Staff

Qualifications:  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience:  Minimum of three-years of teller experience and would prefer prior management experience.  Thorough knowledge of financial products and services.

Computer Skills:  Preferred:  Microsoft and Teller Automation      

Certificates, Licenses, Registrations:  None required.

Other Skills and Abilities:  Strong sales oriented customer service skills; excellent communication (verbal and written) and interpersonal skills including listening skills; ability to handle confidential information in a professional manner; ability to communicate effectively with customers as well as all levels of branch staff, management, and employees of internal departments; ability to perform duties independently with limited direct supervision; ability to explain the benefits of the most complex bank products and services and answer customer questions regarding these products and services.

Physical requirements:  The ability to lift cash drawer and bags of coin (50 pounds) if needed.  While stools are provided, some standing is required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range:  17.00 - 19.00

A successful candidate's actual pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

March 5, 2025

United Community Bank is in search of a Teller Supervisor for the Montvale Branch located in Springfield, IL.  This position supervises teller activities, staff development, training and scheduling; maintains records of vault and teller cash balances and the overall daily activities of the teller staff.  

Essential Duties and Responsibilities:

• Supervises tellers.  Performs normal teller duties on a daily basis
• Provides on the job training for tellers.  Monitors tellers to ensure compliance with procedures and policies (specifically Reg. CC training)
• Issues written and oral instructions on teller operations as necessary.
• Assists tellers in locating cash discrepancies, manages unusual transactions, and answers customer questions when required.
• Assigns additional daily tasks to teller team.
• Ensures all teller stations are properly stocked, secured and maintained.
• Recommends hiring, discipline, promotion, transfers and termination of teller staff as necessary.
• Conducts regular staff meetings to review problems, policies, procedures and updates
• Balances cash vault daily (dual control)
• Maintains reports documenting cash outages, balances, timecards, and daily cash recaps.
• Performs monthly audits of all teller stations.
• Monthly balancing of license plate stickers and savings bonds.
• Order and ship currency and coin weekly.
• Oversee the maintenance and balancing of the ATM machine.
• Oversee the timely processing of all proof work.
• Communicates teller activities to management when necessary.
• Ensure all tellers are complying and up to date with bankers training online.
• Prepares performance evaluations, written warnings, recommendation for increase and encourages staff development.
• Maintain familiarity with the Bank Secrecy Act Policy, OFAC Policy, Check Cashing Policy, Teller Guidelines Policy, and any other positions relevant to your position
• File CTR’s
• Prepare schedule

Supervisory Responsibilities:  Teller Staff

Qualifications:  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience:  Minimum of three-years of teller experience and would prefer prior management experience.  Thorough knowledge of financial products and services.

Computer Skills:  Preferred:  Microsoft and Teller Automation      

Certificates, Licenses, Registrations:  None required.

Other Skills and Abilities:  Strong sales oriented customer service skills; excellent communication (verbal and written) and interpersonal skills including listening skills; ability to handle confidential information in a professional manner; ability to communicate effectively with customers as well as all levels of branch staff, management, and employees of internal departments; ability to perform duties independently with limited direct supervision; ability to explain the benefits of the most complex bank products and services and answer customer questions regarding these products and services.

Physical requirements:  The ability to lift cash drawer and bags of coin (50 pounds) if needed.  While stools are provided, some standing is required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range:  17.00 - 19.00

A successful candidate's actual pay rate will be based on several factors including applicable experience, training and education.

UCB provides Health, Dental Vision, STD, LTD and Life Insurance benefits to all full-time employees.  Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.  

February 21, 2025